Authorizations API

Endpoints

/omaha/authorizations.get:

Note: pass "any" for paramater value authorizationType to see all authorization types.

/omaha/authorization-result.get:

Cash Advance Note

1. This API may be required in order to determine the approval or decline of a cash advance depending on how a merchant is set up.
2. To run /omaha/authorization-result.get, this will require leveraging the ‘referenceNumber’ from /omaha/transactions/cash-advance, which determines whether the authorization was processed outside of Co-op (indicated with a value greater than zero).
3. Use ARD_REF_NMBR returned as the value for the referenceNumber parameter.
4. In the Beta environment, the cash advance process may cause this endpoint to produce inaccurate and/or inconsistent results. In production, authorizations are sent to MasterCard or Visa.
5. However, the test environment is not set up this way.

Refer to the Authorization Reason Codes below under Resources for a complete list of valid codes for the parameter - AR_H_ADD_ACTION_IND.

Refer to Match data table below for field cross ref.

/omaha/authorizations/adjustment:

Note: pay attention to amount parameter as it does not take in decimal. Amount with decimal should be multipled by 100 to remove decimal. Example: $150.00 = 15000

/omaha/authorizations/cash-advance:

Note: pay attention to amount parameter as it does not take in decimal. Amount with decimal should be multipled by 100 to remove decimal. Example: $150.00 = 15000

/omaha/outstanding-authorizations.get:

Note: will return all outstanding authorizations.

Auth/Transaction Playback

“De-dupe” authorizations and transactions using the Auth Approval Code and the Transaction Auth Number.

Logic is this: When looping through the Authorizations View, if there is an Auth Approval Code that matches a Transaction Auth Number, the authorization will be skipped and not read to the cardholder.

All Transactions will be read to the cardholder with the exception of items with left(ReferenceNumber, 1) = “F”, tran code = 990 and authamt = $0

/connex/authorization-override.get:

This endpoint may require multiple calls depending on how large your page size is.

To view Limit types and meanings, please refer to the Limit Type IDs below.

Note: please validate with your Financial Institution's settings to know which limits are available to your financial institution.

/connex/authorization-override POST:

To view Limit types and meanings, please refer to the Limit Type IDs below.

If beginDate and endDate are not set it will be overriden indefinetly.

Note: please validate with your Financial Institution's settings to know which limits are available to your financial institution.

/connex/authorization-override PUT:

To view Limit types and meanings, please refer to the Limit Type IDs below.

If beginDate and endDate are not set it will be overriden indefinetly.

Note: please validate with your Financial Institution's settings to know which limits are available to your financial institution.

/connex/authorization-override.delete:

Note: please validate with your Financial Institution's settings to know which limits are available to your financial institution.

/connex/authorization-accountholds.get:

This endpoint may require multiple calls depending on how large your page size is.

/connex/authorization-accountholds.delete:

Note: please validate with your Financial Institution's settings to know which limits are available to your financial institution.

/connex/authorization-card-accountholds.get:

This endpoint may require multiple calls depending on how large your page size is.

/connex/authorization-limitholds.delete:

Note: please validate with your Financial Institution's settings to know which limits are available to your financial institution.

/connex/authorization-limitholds.get:

This endpoint may require multiple calls depending on how large your page size is.

Note: please validate with your Financial Institution's settings to know which limits are available to your financial institution.

Resources

Limit Type IDs

This table contains a list of Limit Types IDs

Description	Limit Type Name
Withdrawals	WDR020 WDR021
Online Withdrawals	WDR040 WDR041
Purchases	PUR020 PUR021
Purchases (VC/MM)	PUR030 PUR031
Purchases VM Shared Usage	PUR032 PUR033
Online Purchases	PUR040 PUR041
Online Purchases (VC/MM)	PUR050 PUR051
Online Purch VM Shared Usage	PUR052 PUR053
Purchases	PPA020 PPA021
Total Purchases VM/Regional	TPU020 TPU021
Online Total Purchases VM/Regional	TPU040 TPU041
Total Debit Activity	TDB020 TDB021
Online Total Debit Activity	TDB040 TDB041
Balance Inquiries	BAL020 BAL021
Online Balance Inquiries	BAL040 BAL041
Deposits/Payments	DEP020 DEP021
Online Deposits/Payments	DEP040 DEP041
Check Deposits	DEP060 DEP061
Online Check Deposits	DEP080 DEP081
Available Deposits	AVD020 AVD021
Online Available Deposits	AVD040 AVD041
Available Payments	AVP020 AVP021
Online Available Payments	AVP040 AVP041
Visa Funds Transfer	AFT020 AFT021
Online Visa Funds Transfer	AFT040 AFT041
Available Transfers	AVT020 AVT021
Transfers	TFR020 TFR021
Online Transfers	TFR040 TFR041
Purchase Returns	PRE020 PRE021
Online Purchase Returns	PRE040 PRE041
Cash Back	CSB020 CSB021
Online Cash Back	CSB040 CSB041
Unlimited Availability	UAV020 UAV021
Payments from 3rd Party	PAY020/040 PFT020/040

Authorization Reason Codes

The Authorization Reason Codes table references a complete list of valid codes for the parameter -

AR_-H-_ADD-_ACTION-_IND in the endpoint - /omaha/authorization-result.get.

Code	Authorization Reason
00	No additional action specified
01	Authorization by expansion
02	Get new address
03	Get positive identification
04	Call me
05	Pick up card
06	Invalid card number
07	Invalid merchant number
08	Invalid amount
09	Merchant not on file
0A	Non-FDR cardholder and merchant
0B	Processor record not found
0C	Invalid merchant assessment code
0D	Closed merchant
0E	Invalid expiration date
0F	Invalid mail order flag
10	Over single authorization limit
11	Over cash advance single limit
12	Under cash advance minimum
13	Overlimit
14	File error
15	Cardholder record not found
16	Excessive transactions
17	Over cash advance total limit
18	Use external status as reason
19	Use internal status as reason
1A	Invalid ETC (Electronic Ticket Capture) transaction type
1B	Not ETC merchant
1C	Ask for transaction type
1D	Only ETC transaction type 4 valid
1E	Cardholder invalid for merchant
1F	Attala box down
20	Aborted call
21	VIP status
22	Transmit name BASE/INAS
23	Center closed
24	Card number on negative file
25	Communication line down
26	Bad read CVV
27	Bad stripe CVV
28	COV - MCC/CTY/ZIP
29	Invalid PIN point phone number
2A	Merchant on wrong system
2B	Cardholder on wrong system
2C	Over daily spending limit
2D	BASE response - below minimum
2E	Invalid PIN number
2F	PIN service unavailable
30	Excessive PIN transactions
31	BASE I System error
32	Card use exceeded maximum
33	Rejected PIN
34	Authorization approval of partial amount
35	Rejected PIN for invalid block format
36	Rejected for invalid encrypted PIN
37	INAS - invalid ATM terminal identification
38	Invalid transaction type
39	Function unavailable
3A	Referral
3B	Have merchant do CALL ME
3C	Display optional data only
3D	ETC files disabled
3E	Manual decline
3F	Exceeds commercial card spending limit
40	Commercial card - company overlimit
41	Diversion account delinquent
42	INAS manual reject - Invalid PIN
43	Diversion account overlimit
44	Diversion account delinquent and overlimit
45	Diversion account exceeds spending limit
46	Relationship Processing® service - overlimit/family level
47	Relationship Processing® service - family not active
48	Diversion account
49	Invalid CVV2/CVC2 value entered
4A	Name mismatch track one
4B	Verify order
4C	Payment reversal does not match to payment
4D	ETC Plus credit item gap > 200
4E	Invalid loan officer identification
4F	Duplicate authorization
50	Not signed on
51	Authorization System malfunction
52	Invalid prefix for DES PIN
53	Message format problem
54	Decline reason set
55	Service not available
56	Over merchandise total limit
57	Display name meets counterfeit parameters
58	On Combined Warning Bulletin flag was set
59	Invalid SE number - AMEX
5A	New/reissue declined
5B	New/reissue get positive identification
5C	Issuer center down
5D	Invalid department code
5E	ETC retry code
5F	Decline ’Y’ authorization flag
60	No matching detail ETC void/reversal
61	Lost card
62	Stolen card
63	Stop payment on check
64	Unable to authorize
65	Vendor not on company card vendor list
66	ETC - invalid batch sequence number
67	ETC - batch has reached item limit
68	Over JCB limit-transfer to Jesta network
69	Invalid service restriction code
6A	Invalid CVV value
6B	Rejected CVV
6C	Invalid ticket terms
6D	Consecutive authorization over PCF cash limit
6E	Authorization prior to valid date
6F	Issuer not permitted ATM inquiries
70	COV - HIGH/LOW
71	No match on preapproved authorization
72	Excessive transactions, get positive identification
73	Excessive PIN attempts, get positive identification
74	Card verification declined
75	Card verification get positive identification
76	Do not honor
77	Insufficient funds
78	Account closed
79	Card statused severity 1
7A	Card statused severity 4
7B	Card statused severity 4
7C	Account statused
7D	Less than minimum amount required
7E	Card statused severity 2
7F	Card statused severity 5
80	Re-enter transaction
81	File temporarily unavailable
82	Card expired on Master File
83	Mismatched expiration date
84	Decline for NRI (not received as issued)
85	NRI get positive identification
86	Decline counterfeit
87	Counterfeit get positive identification
88	Decline kiting
89	Kiting get positive identification
8A	Decline lost/stolen
8B	Lost/stolen get positive identification
8C	Invalid item count
8D	Invalid type change
8E	Always Refer Flag set
8F	Chip card authentication failure
90	Invalid fleet ID
91	Invalid fleet driver ID
92	Invalid fleet vehicle ID
93	Force standin at Association (Visa/MC)
94	Rejected 3D secure CAVV value
95	Invalid 3D secure CAVV value
96	Invalid PI external status
97	PI not on file
98	Ticket terms not active
99	Invalid ticket terms amount
9A	Invalid MC UCAF value
9B	No match found on ‘Q’ Request
9C	Declined stop recurring payment
9D	Invalid claim number
9E	Reserved for restricted use
9F	Reserved for restricted use
A0	Reserved for restricted use
A1	Reserved for restricted use
A2	Reserved for restricted use
A3	Client-defined decline reason code
A4	Reserved for healthcare processors
A5	Excessive transactions - PI
A6	Account day hour restricted
A7	ID day hour restricted
A8	Reserved for healthcare processors
A9	Reserved for healthcare processors
AA	Chip record not found
AB	Invalid ARQC
AC	Check not activated
AD	Real time decisioning decline
AE	Reserved for healthcare processors
AF	Commercial card super company overlimit
B0	Consumer control decline
B1	Commercial - TAN (Transaction Account Number) amount doesn’t match
B2	Commercial - TAN (Transaction Account Number) out of date range
B3	Surcharge not allowed on debit
B4	Prepaid non-reloadable cash back

Decline Reason Codes

Code	Text	Description
00	NO REASON SPEC	No reason specified - the authorization was approved and a response code was set, or the authorization was declined and a decline reason code was not found in the table of the reason codes
01	AUTH PROHIBITED	Authorization prohibited - customer’s external status is A
02	BANKRUPT ACCOUNT	Bankrupt account - customer’s external status is B
03	CLOSED ACCOUNT	Closed account - customer’s external status is C
04	DELINQUENT ACC	Delinquent account - customer’s internal status is D
05	REVOKED CARD	Revoked card - customer’s external status is E
06	FROZEN ACCOUNT	Frozen account - customer’s external status is F
07	INTEREST PROHIB	Interest prohibited - customer’s external status is I
08	LOST CARD	Lost card - customer’s external status is L
09	OVERLIMIT	Overlimit - customer’s internal status is O, or the available credit is less than the amount of the authorization. The corporate account available credit and the overlimit tables are checked if appropriate.
10	STOLEN CARD	Stolen card - customer’s external status is U
11	DELINQ AND OV LIM	Delinquent and overlimit - customer’s internal status is X
12	CHARGED OFF ACC	Charged off account - customer’s external status is Z
13	OVER ADV SING LIM	Over cash advance single limit - the amount requested for cash advance authorization is over the limit for a single cash advance authorization
14	OVER ADV TOT LIM	Over cash advance total limit - the requested cash advance authorization, added to outstanding authorizations, exceeds the total cash advance limit
15	OVER SINGLE LIMIT	Over single limit - the amount requested for a merchandise authorization is over the limit for a single merchandise authorization
16	EXCESSIVE AUTHS	Excessive authorizations - the number of authorizations exceeds the number allowed If the merchant calls into the voice authorization center, the authorization is approved and transferred to security to process the hot call. Positive identification is requested.
17	UNDER ADVANCE MIN	Under cash advance minimum – the authorization request was for an amount less than the minimum cash advance
18	AUTH DECLINED	Reserved for restricted use
19	P TO P DECLINED	Person-to-person payment authorization declined - the authorization request for a MasterCard® person-to-person payment transaction was declined
20	BAD READ CVV	Bad read Card Verification Value – the authorization failed track 2 data verification on a swiped card because data was not read correctly
21	BAD STRIPE CVV	Bad stripe Card Verification Value – the authorization failed track 2 data verification on a swiped card
22	COV - MCC/CTY/ZIP	Commercial card authorization override parameters - merchant category code/country code/ZIP code - an authorization has failed either the commercial card authorization override merchant category code, country code, or ZIP code
23	INV PINPT PHONE#	Invalid PINPoint telephone number.
24	MRCH ON WRONG SYS	Merchant on wrong system.
25	CHD ON WRONG SYS	Cardholder on wrong system
26	OVER DLY SPND LMT	Over daily spending limit - the requested authorization, plus the amount of the approved cash and merchandise authorizations, exceeds the total daily spending limit.
27	AUTH DEC-EXC ACT	Authorization declined-excess activity -MasterCard response for excessive use
28	3D SECURE REJECTD	3-D Secure rejected - 3-D Secure authorization was rejected because the authorization requirements were not met
29	AUTH DEC-SYS ERR	Authorization declined-System error - communication line is disabled
30	CRD INVL FOR MRCH	Card invalid for merchant - card could not be used at the requested merchant. This code is used primarily for merchant chain code edits and private label.
31	ACC ON NEG FILE	Account on negative file - the account was found on the negative file for OSCAS accounts or for merchant stand-ins.
32	AUTH DEC-EXP CD	Authorization declined-expired card – the expiration date on the card is earlier than the current month and year
33	AUTH REF TO ISS	Authorization referred to issuer – invalid terminal identification, or terminal transaction with a code 10, or line down
34	INVALID ID NUMBER	Invalid identification number – Commercial card fleet identification number was invalid
35	INVALD DRIVER NUM	Invalid driver number - Commercial card fleet driver number was invalid
36	INVALD VEHICL NUM	Invalid vehicle number - Commercial card fleet vehicle number was invalid
37	EXCDS SPENDING LM	Exceeds spending limit - Commercial card declined for exceeding spending limits
38	COMPANY OVERLIMIT	Company overlimit - Commercial card company credit limit exceeded
39	FAMILY CARD OVLMT	Family card overlimit – Relationship Processing® account is overlimit
40	INAS-INVALID PIN	INAS-invalid PIN - MasterCard
41	DELINQ ACC DIV	Delinquent account diversion – Commercial card diversion account is delinquent
42	FAMILY CARD INVAL	Family card invalid - Relationship Processing® account is not valid or is statused
43	OVERLIMIT DIV	Overlimit diversion - Commercial card diversion account is overlimit
44	DELINQ AND OV DIV	Delinquent and overlimit diversion - Commercial card diversion account is delinquent and overlimit 45
45	EXCDS SPEND DIV	Exceeds spending limit diversion – Commercial card diversion account has exceeded spending limits
46	ALWY REFR CD SET	Always refer code set - always refer flag has been set on the account
47	OVERLIMIT PAY FLT	Overlimit payment float - assigned by batch payment float process
48	EXT STAT DIV ACCT	External status diversion account - Commercial card diversion account has an external status
49	INVALID CVC2/CVV2	Invalid Card Validation Code 2/Card Verification Value 2 - authorization request contained an invalid CVC2/CVV2
50	TRK1 NAME MISMATC	Track 1 name mismatch - customer name in track 1 of authorization does not match name on the cardholder account record
51	VERIFY ORDER	Reserved for restricted use
52	CHP ATHNTCTN FAIL	Chip authentication failed - Visa performed chip authentication and it failed
53	3D SECURE INVALID 3-D	Secure invalid - 3-D Secure authorization declined due to CAVV validation failure
54	UCAF DECLINED	Universal Cardholder Authentication Field declined - authorization request was declined due to UCAF validation failure
55	DECLINED STOP REC	Declined stop recurring payment
56	CLAIM VALID DECL	Claim validation decline
57	INVALID STATUS	Invalid status
58	PI NOT FOUND	Presentation instrument not found – the customer’s presentation instrument cannot be located in the system, and the authorization is rejected
59	PIN # INVALID	PIN number invalid - the entered PIN is invalid
60	PIN SERV UNAVLBL	PIN service unavailable - the PIN service was unavailable
61	EXC PIN ATTEMPTS	Excessive PIN attempts - the number of invalid PIN attempts is greater than the number of PIN attempts allowed in a day
62	PI AUTH PROHIBITD	Presentation instrument authorization prohibited - presentation instrument external status is A
63	CLOSED - PI	Closed account presentation instrument -presentation instrument external status is C
64	LOST - PI	Lost card presentation instrument -presentation instrument external status is L
65	STOLEN - PI	Stolen card presentation instrument -presentation instrument external status is U
66	ERROR	Error - the Card Verification Value (CVV) was invalid, or the encryption was invalid
67	OVER MRCH TOT LMT	Over merchandise total limit - the requested merchandise authorization, added to outstanding authorizations, exceeds the total merchandise limit
68	ACCOUNT ON CWB	Account on Combined Warning Bulletin – the customer’s account is flagged as being on the warning bulletin
69	SERVICE NOT AVAIL	Service not available - merchant response for service not available
70	TRANS NOT ALLOWED	Transaction not allowed - right-time payment reversal does not match a previous right-time payment
71	SYSTEM DOWN	System down - reserved for NYCE debit card transactions only
72	PARTIAL APPROVAL	A part of the requested authorization amount has been approved
73	ACCT NOT ON FILE	Account not on file - the customer’s account cannot be located on the System, and the authorization is rejected
74	INVALID ACCT	Invalid account - account number was invalid
75	NEW/REISSUE	New/reissue - the plastic is new or reissued for the customer and this is the first time used; positive identification is requested
76	ISS. CENTER DOWN	Issuer center down - communication lines unavailable from issuing system
77	AUTH FLAG = Y	Authorization flag is a Y - the authorization flag on the customer’s account is set to Y. An authorization for this account will always be declined.
78	PICK UP CARD	Pick up card - OSCAS processing response was to pick up the card.
79 ****	STOP PAYMENT	Stop payment on check cash advances – an authorization for a check cash advance can be stopped. This is the error when the authorization is processed.
80	UNABLE TO AUTH	Unable to authorize - the authorization is for a cash advance and the customer’s account cannot be used for this type of authorization
81	CVL-INVALID MRCH	Commercial Card Vendor List-invalid merchant - a commercial card customer attempted to use the plastic at a merchant that was not set up on the Commercial Card Vendor List
82	Not used
83	INV SERVICE CODE	Invalid service restriction code - card’s track 2 data contains a service code. This service code is checked against a table and if there is not a match, the authorization is rejected.
84	INVALID CVV/CVC	Invalid Card Verification Value/Card Validation Code - the CVV/CVC was invalid during PIN validation.
85	REJECTED CVV/CVC	Rejected Card Verification Value/Card Validation Code - the CVV/CVC was invalid
86	AUTH PRIO TO VDAT	Authorization prior to valid date - the plastic was used prior to the valid start date for that plastic
87	ATM INQ RESTRICTD	ATM inquiry restricted - authorization request was an ATM inquiry, which was not allowed for this customer
88	COV - HIGH/LOW	Commercial card authorization override parameters - authorization request has failed either the low amount or high amount check
89	NO MATCH-PREAPPRV	No match-preapproved authorization – the customer number does not match the merchant account number on a batch authorization originated by a manual authorization
90	EXCESS TRAN POSID	Excessive transactions get positive identification - the customer had too many authorizations. The authorization was declined and a positive identification was requested.
91	EXCESS PIN POS ID	Excessive PIN attempts get positive identification - the customer had too many PIN attempts. The authorization was declined and a positive identification was requested.
92	CARD VERIFY DECLN	Card verify decline - positive identification cannot be
93	INVALID TCKT TERM	Invalid ticket terms
94	CARD EXPD ON MAST	Card expired on the Cardholder Master File -the expiration date stored on the cardholder account record is earlier than the current date
95	NRI SUSPECT FRAUD	Not received as issued suspect fraud – the authorization request was suspected of being fraudulent
96	COUNTERFT SUSPECT	Counterfeit suspect fraud - the authorization request was suspected of being fraudulent based on a counterfeit strategy
97	KITING SUSPECT	Kiting suspect fraud - the authorization request was suspected of being fraudulent based on a kiting strategy
98	LOST/STLN SUSPECT	Lost/stolen suspect - the authorization was suspected of being fraudulent since a lost record was stored for the customer
99	MISMATCH EXP DATE	Mismatch expiration date - the expiration date from the track data does not match the expiration date on the cardholder account record on a swiped card
100	PBM NOT MATCHED	Reserved for healthcare processors
101	EXCESS TRANS - PI	Excessive authorizations at the card level – the number of authorizations exceeds the number allowed
102	ACCT DAYHOUR RSTR	Reserved for restricted use
103	ID DAY HOUR RSTR	Reserved for restricted use
104	COPAY NO MATCH	Reserved for healthcare processors
105	HC PLAN NOT FOUND	Reserved for healthcare processors
106	CHIP RC NOT FOUND	Chip record not found
107	INVALID ARQC	Invalid Authorization Request Cryptogram (ARQC) - the EMV validation data presented does not match the calculated value
108	CARD STATUSED	EMV card or APP has been blocked
109	CHECK ACTIVATION	Convenience or balance consolidation check was declined because check activation is required
110	ASSOC RTD DECLINE	Association RTD decline - the authorization was declined by the Visa Real Time Decision (RTD) Service with an advice response code 59, suspected fraudulent transaction
111	NON-IIAS TRANSACTION	Reserved for healthcare processors
112	SUPER CMPY OVERLM	Super company overlimit - Commercial card super company credit limit exceeded
113	CONSUMER CONTROL	Consumer Control - Edit within consumer control set the decline
114	NOT EXACT MATCH	Commercial card - Transaction amount did not match with Transaction Account Number (TAN) amount
115	NOT IN DATE RANGE	Commercial card - Transaction is not within allowed TAN dates
117	CASH ON NON-RELOADABLE	Cash back on non-loadable prepaid card – The System automatically declined the cash back amount on a Visa or MasterCard non-reloadable prepaid card
121	TOKEN MAP FAIL NO PAN	PAN mapping record cannot be found for the token
122	TOKEN MAP FAIL ASSOCIATION ISSUE	PAN mapping cannot be performed for the token due, for example, to technical issues
123	TOKEN SUSPENDED/DEACTIVATED	Token suspended
124	ADDITIONAL AUTHEN	Token provision request requires additional authentication
125	HI RISK ADDL ATHN	Token provision request is considered high risk, and requires additional authentication
126	RECOMM ADDL ATHN	Token provision request and additional authentication is recommended
172	EXTERNAL STATUS	PIN change via PIN Now; card has an external status
179	SURCHARGE NOT ALLOWED	Attempt to assess a surcharge on a debit or prepaid card
193	OUTSTANDING CHANG	PIN change via PIN Now; more than one PIN change attempted (only one per day allowed)
201	Not used
202	Not used

Match Data

Match Data is the data used to associate the authorized item to the settled item. The following defined match data types include POS Pre-Authorization, Debit Master Card, Visa Check with Transaction Identifiers, Visa Check without Transaction Identifiers.

POS Pre-Authorization

• Positions 1-12: Last 12 digits of the card number performing the transaction that placed the hold.
• Positions 13-27: The Terminal Reference is the number from the terminal used in the transaction.
• Position 28: P (standard POS pre-authorization)
• Positions 29-30: Blank Fill
• Positions 31-36: The authorization number for the hold transaction. Use the AP or online host assigned authorization number.

Debit MasterCard®

• Positions 1-12: Last 12 digits of the card number performing the transaction that placed the hold.
• Positions 13-27: Terminal Reference is the number from the terminal used in the transaction.
• Position 28: M (Debit MasterCard® transaction)
• Positions 29-30: Terminal Day is the 2-digit day of the month when the original transaction occurred.
• Positions 31-36: The authorization number for the hold transaction. Use the AP or online host assigned authorization number.

Visa Check™ with Transaction Identifiers

• Positions 1-12: Last 12 digits of the card number performing the transaction that placed the hold.
• Positions 13-27: The Visa® Transaction Identifier for this transaction.
• Position 28: V (Visa Check™ transaction)
• Positions 29-30: Terminal Day is the 2-digit day of the month when the original transaction occurred.
• Positions 31-36: The authorization number for the hold transaction. Use the AP or online host assigned authorization number.

Visa Check™ without Transaction Identifiers

• Positions 1-2: Last 12 digits of the card number performing the transaction that placed the hold.
• Positions 13-20: The Terminal Reference number from the terminal used in the transaction.
• Positions 21-27: Blank or Space fill
• Position 28: V (Visa Check transaction)
• Positions 29-30: Terminal Day is the 2-digit day of the month when the original transaction occurred.
• Positions 31-36: The authorization number for the hold transaction. Use the AP or online host assigned authorization number.